PayPal has been the trusted way for people to “pay and get paid” for many years now. Yet, PayPal has a lot of problems. Frozen accounts, rules and restrictions, and astronomical fees have some people looking for a PayPal alternative. While a number of alternatives do exist, many of these are not worth your time or effort.

For the time being, PayPal is the number one way to pay or receive payments online. However many companies are starting to notice problems with PayPal’s service, and this has spawned other payment services. Look out for fees and security issues when using a PayPal alternative.
Please note that the following information was accurate at the time of this writing. Some programs may no longer be in existence, and some of the details mentioned may have changed. Contact site developers for further details.

2Checkout.com

2 Checkout.com is a great site to use if you want to start accepting credit card payments. Often, the ability to accept credit cards can separate your business from the rest, yet setting up a credit card merchant account isn’t always easy. 2Checkout.com allows you to process checks and credit cards while also securely keeping tabs on data safety. Presently, more than 50,000 vendors have signed up for 2Checkout.com, and this number keeps increasing. A one-time fee of $49 is applied to each account, and 2Checkout.com takes $0.45 of each sale. All things considered, these fees are very reasonable.

TrialPay

If you’re looking for something very different from PayPal, you’ll want to check out TrialPay. TrialPay is based upon partnership. By partnering various vendors with advertisers, TrialPay hopes to increase profits for both parties. After completing an advertising offer, partnered merchants are expected to give products freely to consumers. In return, an advertiser partner pays an amount equal to or more than the value of the product that was given freely.

Google Checkout

No PayPal alternative list would be complete without Google Checkout. Google Checkout is a relatively new tool from, you guessed it, Google. The idea behind Google Checkout is to make transactions smooth and painless. This is accomplished by allowing users to purchase goods found through a Google search. Once you click on the Google Checkout icon, your credit card or bank account will be charged automatically. Google Checkout doesn’t include any fees, and this service is simple to use. If you’re looking for a better way to buy, Google Checkout is one of the top alternatives.

Interac Payments

This form of payment is exclusive to Canadian residents. Interac payments can be made directly through select Canadian banks. A small service fee applies to each transaction, but funds are directly deposited into your bank account or taken from that account. All you have to do is set up an Interac account through your current bank. Interac Payments is a fast and secure way to send and receive payments online. If you don’t live in Canada, consider setting up direct deposits with any clients who wish to send you money electronically. If you’re on the sending end, a debit card is your best bet.